The Truth About Insurance Companies
Insurance companies are businesses focused on profit. Their goal is to:
- Pay as little as possible
- Settle quickly before you know full damages
- Find reasons to deny or reduce claims
- Shift blame to you
Common Insurance Tactics
#Quick Settlement Offers
**The Tactic:** Offering fast cash before you know injury extent.
**Your Protection:** Never accept early settlement offers. Many injuries take weeks to fully manifest.
#Recorded Statements
**The Tactic:** Asking for recorded statements to find inconsistencies.
**Your Protection:** Politely decline until you speak with an attorney. You're not required to give one.
#Blame Shifting
**The Tactic:** Suggesting you were at fault (jaywalking, distraction, etc.).
**Your Protection:** Don't admit any fault. Let evidence speak.
#Surveillance
**The Tactic:** Watching your social media and activities.
**Your Protection:** Stay off social media. Don't post about your accident or activities.
#Delaying Tactics
**The Tactic:** Dragging out the process hoping you'll give up.
**Your Protection:** An attorney can apply pressure and file suit if needed.
What to Do
#DO:
- Report the accident to police
- Get medical attention immediately
- Document everything
- Consult an attorney before negotiating
- Be patient - good settlements take time
#DON'T:
- Give recorded statements without an attorney
- Accept the first offer
- Sign broad medical releases
- Post about your accident on social media
- Admit fault to anyone
- Guess about facts you don't remember
When to Get an Attorney
Consider hiring a pedestrian accident attorney if:
- You have serious injuries
- Fault is disputed
- Insurance is delaying or denying
- You're being offered a low settlement
- You're unsure of your claim's value
**Most pedestrian accident attorneys work on contingency - no fee unless you win.**
#
Quick Settlement Offers
**The Tactic:** Offering fast cash before you know injury extent.
**Your Protection:** Never accept early settlement offers. Many injuries take weeks to fully manifest.
#Recorded Statements
**The Tactic:** Asking for recorded statements to find inconsistencies.
**Your Protection:** Politely decline until you speak with an attorney. You're not required to give one.
#Blame Shifting
**The Tactic:** Suggesting you were at fault (jaywalking, distraction, etc.).
**Your Protection:** Don't admit any fault. Let evidence speak.
#Surveillance
**The Tactic:** Watching your social media and activities.
**Your Protection:** Stay off social media. Don't post about your accident or activities.
#Delaying Tactics
**The Tactic:** Dragging out the process hoping you'll give up.
**Your Protection:** An attorney can apply pressure and file suit if needed.
What to Do
#DO:
- Report the accident to police
- Get medical attention immediately
- Document everything
- Consult an attorney before negotiating
- Be patient - good settlements take time
#DON'T:
- Give recorded statements without an attorney
- Accept the first offer
- Sign broad medical releases
- Post about your accident on social media
- Admit fault to anyone
- Guess about facts you don't remember
When to Get an Attorney
Consider hiring a pedestrian accident attorney if:
- You have serious injuries
- Fault is disputed
- Insurance is delaying or denying
- You're being offered a low settlement
- You're unsure of your claim's value
**Most pedestrian accident attorneys work on contingency - no fee unless you win.**
**The Tactic:** Asking for recorded statements to find inconsistencies.
**Your Protection:** Politely decline until you speak with an attorney. You're not required to give one.
#
Blame Shifting
**The Tactic:** Suggesting you were at fault (jaywalking, distraction, etc.).
**Your Protection:** Don't admit any fault. Let evidence speak.
#Surveillance
**The Tactic:** Watching your social media and activities.
**Your Protection:** Stay off social media. Don't post about your accident or activities.
#Delaying Tactics
**The Tactic:** Dragging out the process hoping you'll give up.
**Your Protection:** An attorney can apply pressure and file suit if needed.
What to Do
#DO:
- Report the accident to police
- Get medical attention immediately
- Document everything
- Consult an attorney before negotiating
- Be patient - good settlements take time
#DON'T:
- Give recorded statements without an attorney
- Accept the first offer
- Sign broad medical releases
- Post about your accident on social media
- Admit fault to anyone
- Guess about facts you don't remember
When to Get an Attorney
Consider hiring a pedestrian accident attorney if:
- You have serious injuries
- Fault is disputed
- Insurance is delaying or denying
- You're being offered a low settlement
- You're unsure of your claim's value
**Most pedestrian accident attorneys work on contingency - no fee unless you win.**
**The Tactic:** Watching your social media and activities.
**Your Protection:** Stay off social media. Don't post about your accident or activities.
#
Delaying Tactics
**The Tactic:** Dragging out the process hoping you'll give up.
**Your Protection:** An attorney can apply pressure and file suit if needed.
What to Do
#DO:
- Report the accident to police
- Get medical attention immediately
- Document everything
- Consult an attorney before negotiating
- Be patient - good settlements take time
#DON'T:
- Give recorded statements without an attorney
- Accept the first offer
- Sign broad medical releases
- Post about your accident on social media
- Admit fault to anyone
- Guess about facts you don't remember
When to Get an Attorney
Consider hiring a pedestrian accident attorney if:
- You have serious injuries
- Fault is disputed
- Insurance is delaying or denying
- You're being offered a low settlement
- You're unsure of your claim's value
**Most pedestrian accident attorneys work on contingency - no fee unless you win.**
#
DO:
- Report the accident to police
- Get medical attention immediately
- Document everything
- Consult an attorney before negotiating
- Be patient - good settlements take time
#DON'T:
- Give recorded statements without an attorney
- Accept the first offer
- Sign broad medical releases
- Post about your accident on social media
- Admit fault to anyone
- Guess about facts you don't remember
When to Get an Attorney
Consider hiring a pedestrian accident attorney if:
- You have serious injuries
- Fault is disputed
- Insurance is delaying or denying
- You're being offered a low settlement
- You're unsure of your claim's value
**Most pedestrian accident attorneys work on contingency - no fee unless you win.**
- Give recorded statements without an attorney
- Accept the first offer
- Sign broad medical releases
- Post about your accident on social media
- Admit fault to anyone
- Guess about facts you don't remember
When to Get an Attorney
Consider hiring a pedestrian accident attorney if:
- You have serious injuries
- Fault is disputed
- Insurance is delaying or denying
- You're being offered a low settlement
- You're unsure of your claim's value
**Most pedestrian accident attorneys work on contingency - no fee unless you win.**
Key Takeaways
- Insurance companies prioritize profit over fair settlements
- Never accept quick settlements before knowing full injuries
- Don't give recorded statements without an attorney
- Stay off social media during your claim
- Most attorneys work on contingency - no upfront cost
Need Legal Help?
Get a free case evaluation from an experienced pedestrian accident attorney.
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